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Insurance-brokers in Melbourne

Insurance means sum insured of a little money and get back a huge amount when loss. It is a risk management process for company the risk of a contingent, uncertain loss. An insurer is a company selling the insurance; the insured, or policy holder, is the person buying the insurance policy. The amount of money to be charged for a certain amount of insurance coverage is called premium. Insurance brokers sells,solicits, or negotiates insurance for compensation.


NIBA is the national trade association for licensed life and general insurance brokers in Australia. It is a not for profit organization and neither sells insurance products or represents insurance companies. NIBA is the national voice of insurance brokers and an advocate for insurance consumers. Our website provides information for consumers, insurance and risk professionals throughout the industry and NIBA members.



There are many insurance brokers available in Australia. Depend upon the insurance the broker and there brokerage will varies. General,health insurance normally have brokers and third parties. But vehicle,company and cooperate policies have no brokers because if you buy or work in their they will provide insurance for you.


In Australia insurance brokers are required to be licensed to be licensed by the federal government's Australian Securities and investments Commission (ASIC) and often hold a certificate or diploma in financial services. Some insurance brokers deal with a specific type of insurance, for example life insurance, while other brokers deal with a number of different insurance types including life, non-life, vehicle and health insurance.

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